Getting into an accident is stressful enough, but finding out the other driver doesn’t have insurance can make the situation even more complicated. Unfortunately, uninsured drivers are more common than you might think, even in Mesa, AZ. Knowing what steps to take and how your auto insurance can protect you is key to navigating this type of situation. At Conan Insurance LLC, we help Mesa drivers prepare for the unexpected with the right coverage.
Step 1: Stay Calm and Gather Information
After an accident, your first priority should always be safety. Check for injuries and call emergency services if needed. Once everyone is safe, gather as much information as possible about the uninsured driver. This includes their name, contact information, and vehicle details. If the police are involved, make sure to get a copy of the accident report, as it will be important for filing a claim.
Step 2: Contact Your Insurance Provider
If the other driver doesn’t have insurance, your own policy may be able to help. Uninsured motorist coverage is designed specifically for situations like this. It can help cover medical expenses, vehicle repairs, and other costs resulting from the accident. At Conan Insurance LLC, we recommend Mesa drivers include uninsured motorist coverage in their policies to avoid financial strain after an accident.
Step 3: File a Claim
Once you’ve contacted your insurance provider, they will guide you through the claims process. Be prepared to provide all the information you gathered at the scene, including photos, witness statements, and the police report. Your insurance company will assess the damages and determine how much coverage you’re eligible for under your policy.
Protect Yourself with the Right Coverage
Accidents involving uninsured drivers can be frustrating, but having the right auto insurance makes all the difference. At Conan Insurance LLC, we help Mesa drivers find policies that include uninsured motorist coverage, ensuring you’re protected no matter what happens on the road. Contact us today to learn more about your options and get the coverage you need.
