Renovating your home is an exciting way to enhance your living space and increase property value. Whether you’re adding a new room, upgrading your kitchen, or landscaping your backyard, homeowners in Mesa, AZ should take a moment to review their home insurance before starting any renovation project. Doing so can save you from unexpected costs and ensure your investment is protected.
Renovations Can Impact Your Coverage
Many homeowners don’t realize that renovations can affect their insurance policy. For example, adding square footage or upgrading features like countertops and flooring may increase the value of your home. If your policy doesn’t reflect these changes, you could be underinsured in the event of a claim. Reviewing your coverage ensures your policy aligns with your home’s new value.
Liability Risks During Renovations
Renovation projects often involve contractors, workers, or even friends helping out. If someone is injured on your property during the renovation, you could be held liable. Ensuring your home insurance includes liability coverage can protect you from costly legal and medical expenses.
Protecting Your Materials and Equipment
Renovations often require expensive materials and tools, which can be vulnerable to theft or damage. Some home insurance policies may cover these items, but it’s important to confirm this with your provider. If your policy doesn’t include coverage for construction-related risks, you may need to consider additional protection.
Conan Insurance LLC: Your Mesa Home Insurance Experts
At Conan Insurance LLC, we help homeowners in Mesa, AZ navigate the complexities of home insurance during renovations. Our team can review your policy, recommend updates, and ensure your home is fully protected. Contact us today to learn how we can support your renovation journey with the right coverage.
